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                <div class="hero-text  "><p>Bank on your own schedule with easy account access and time-saving tools.</p>
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		<h2>Enjoy faster, easier banking.</h2>
<p><a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://onlinebanking.mtb.com/Enrollment/Enroll?WCMITEMID=2182">Enroll in Online Banking</a>&nbsp;to manage your M&amp;T checking, savings, CD, money market, mortgage, loan and credit card accounts from just about anywhere.<sup class="numbered" data-disclosure-id="d204_original">1</sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span></p>
<p><a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://mtbcustomerlearn.com/en/course/start/public-enroll-in-digital-banking/emulator-public-enrolling-in-online-banking/emulator" target="_blank">View Demo &gt;</a></p>
<h2>Get powerful tools and services at no additional M&amp;T cost.</h2>
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<li>View detailed balance and transaction information</li>
<li>Transfer funds between eligible accounts</li>
<li>Make M&amp;T loan, credit card and mortgage payments</li>
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<li>Manage debit cards and credit cards</li>
<li>Get balance, transaction and security updates with&nbsp;<a href="https://www3.mtb.com/personal/personal-banking/online-and-mobile-services/m-and-t-alerts">M&amp;T Alerts</a><sup class="numbered" data-disclosure-id="d204_original">1</sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span></li>
<li>Send payments to almost anyone with&nbsp;<a href="https://www3.mtb.com/personal/personal-banking/online-and-mobile-services/online-and-mobile-payment-services/online-and-mobile-bill-pay">M&amp;T Online &amp; Mobile Bill Pay</a><sup class="numbered" data-disclosure-id="d16_original">2</sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span></li>
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<h2>Want to do more? Enroll in M&amp;T Direct Connect<sup class="numbered" data-disclosure-id="d204_original">1</sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span>.</h2>
<p><a href="https://www3.mtb.com/personal/personal-banking/online-and-mobile-services/direct-connect-for-quicken-and-quickbooks">M&amp;T Direct Connect</a>&nbsp;– Connect your M&amp;T Online Banking accounts with Quicken®&nbsp;and QuickBooks®</p>
<p>Certain&nbsp;<a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://resources.mtb.com/Views/DSA.htm#M?WCMITEMID=2745">fees and restrictions</a>&nbsp;may apply.</p>
<h2>See how it works.</h2>
<p>Take a guided tour of M&amp;T Online Banking to get a preview of all the features that allow you to bank with us on the go.</p>
<p><a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=http://upgrade.mtb.com/olb-upgrade/olb-guidedtour?WCMITEMID=2232">View Guided Tour &gt;</a></p>
<p><a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://mtbcustomerlearn.com/en/home" target="_blank">View Online &amp; Mobile Banking Demos &gt;</a></p>
<p><a href="https://www3.mtb.com/personal/personal-banking/online-and-mobile-services/online-and-mobile-banking-system-requirements">View System Requirements &gt;</a></p>
<h2>Download the M&amp;T mobile app to your phone.</h2>
<div class="_hidden" data-disclosure-id="d204_original">Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&amp;T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&amp;T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&amp;T Online Banking. View the <a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://asset.mtb.com/Documents/html/DSA.htm">M&amp;T Digital Services Agreement</a> for additional details.
</div><div class="_hidden" data-disclosure-id="d204_original">Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&amp;T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&amp;T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&amp;T Online Banking. View the <a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://asset.mtb.com/Documents/html/DSA.htm">M&amp;T Digital Services Agreement</a> for additional details.
</div><div class="_hidden" data-disclosure-id="d16_original">M&amp;T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.
</div><div class="_hidden" data-disclosure-id="d204_original">Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&amp;T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&amp;T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&amp;T Online Banking. View the <a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://asset.mtb.com/Documents/html/DSA.htm">M&amp;T Digital Services Agreement</a> for additional details.
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		<h2>FAQs - Online Banking</h2>

	
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            How much does Online Banking cost?
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    <div class="accordion-text "><p>There is no charge for enrolling in or using Online Banking. However, there are fees associated with optional services offered through Online Banking. Please refer to the Digital Service Fees in the <a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://asset.mtb.com/Documents/html/DSA.htm" target="_blank">M&amp;T Digital Services Agreement</a>. Also, please note that, depending on how you access the services, your mobile carrier's text messaging and data charges may apply.</p>
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            What security measures are in place?
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    <div class="accordion-text "><p>At M&amp;T Bank, we are committed to helping you protect your personal and financial information. Review our <a href="https://www3.mtb.com/homepage/explore-the-m-and-t-bank-help-center/bank-security-tips-and-bestpractices/how-mandt-protects-you/online-and-mobile-security-features">M&amp;T Assurance for Online and Mobile Services</a> to learn more.</p>
<p> We recommend that you take steps to safeguard your information, such as using a unique User ID and passcode for each financial institution. For tips on how to further protect yourself, visit our <a href="https://www3.mtb.com/homepage/explore-the-m-and-t-bank-helpcenter/bank-security-tips-and-best-practices/how-mandt-protects-you">Security Center</a>.</p>
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        <sup class="unnumbered" data-disclosure-id="d274_original"></sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span><sup class="unnumbered" data-disclosure-id="d216_original"></sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span><sup class="unnumbered" data-disclosure-id="d222_original"></sup><span class="disclosure-label _visuallyhidden">Disclosure number, please reference additional details in the Disclosures section at the bottom of this page.</span><div class="_hidden" data-disclosure-id="d274_original">Apple® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. Android™ is a trademark of Google, LLC. Quicken® and QuickBooks® are registered trademarks of Intuit, Inc. Use of these trademarks is subject to the respective owner's permission.&nbsp;
</div><div class="_hidden" data-disclosure-id="d216_original">M&amp;T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Apple Inc. or Google LLC.
</div><div class="_hidden" data-disclosure-id="d222_original">Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&amp;T representative for full details.
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        <h3 class="disclosure-title">Disclosures:</h3>
        <ul class="unnumbered-disclosures"><li class="disclosure-text">Apple® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. Android™ is a trademark of Google, LLC. Quicken® and QuickBooks® are registered trademarks of Intuit, Inc. Use of these trademarks is subject to the respective owner's permission.&nbsp;
</li><li class="disclosure-text">M&amp;T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Apple Inc. or Google LLC.
</li><li class="disclosure-text">Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&amp;T representative for full details.
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        <ol class="numbered-disclosures"><li class="disclosure-text">Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&amp;T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&amp;T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&amp;T Online Banking. View the <a href="https://www3.mtb.com/content/mtb-web/en/speedbump.html?dest=https://asset.mtb.com/Documents/html/DSA.htm">M&amp;T Digital Services Agreement</a> for additional details.
</li><li class="disclosure-text">M&amp;T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.
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			<!-- per architect comment on DMC-855 the code is being left and only commented because it is anticipated that it will be enabled very soon
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